Explanation

You have been suspended/revoked as a result of a court conviction, accumulation of points or some other administrative action - which requires you to prove to the State of Nebraska that all vehicles (car, pickup, van, motorcycle, etc.) you own are insured.  If you do not own any vehicles, you must purchase a non-owner or operator policy.

The proof of insurance form that the Department of Motor Vehicles requires is called an SR-22 filing.  This is the only form of proof of insurance that will be accepted.

It is your responsibility to notify your insurance company, as soon as possible, that you need an SR-22 filing.  You or your insurance company will need to mail or personally deliver the SR-22 filing to this office for review - unless the insurance company can electronically submit the filing (which is a computer to computer transfer of information).  Each insurance company that submits SR filings to Nebraska is required to have a Signature Authorization Letter on file.  This letter provides specific instructions that the Department of Motor Vehicles must follow for their company.

The Department of Motor Vehicles DOES NOT ACCEPT FAX or PHOTO COPIES of the SR-22 filing.  In order to accept the filing, it must be completed in full (i.e. name, complete address and identifying information for named insured, it must indicate a valid policy number, name of the insurance company, the effective date and certification effective dates of the policy, and it must be signed by an individual that the company has authorized their signature with the Department of Motor Vehicles.)

Your insurance coverage and the SR-22 filing must be in effect on the date you meet the requirements to reinstate your operating privileges and you must maintain the filing as indicated below (whether or not you own a motor vehicle or live in the State of Nebraska):

• Point Revocations – license revocation for accumulation of 12 or more points in less than a two (2) year period.  SR-22 needs to be on file for three (3) years from the date eligible for reinstatement.
• No Proof of Insurance – license suspension resulting from a court conviction for no proof of insurance.  SR-22 needs to be on file for three (3) years from the date the ticket was issued.
• Court Ordered Revocations – license revocation resulting from a court conviction wherein the court ordered the license to be revoked for a specific period of time.  SR-22 needs to be on file for three (3) years from the date eligible for reinstatement.
• Accident Suspensions – license suspension resulting from involvement in a reportable accident.  SR-22 only required to be on file the date of license reinstatement.
• Unsatisfied Judgment Suspensions – license suspension resulting from a civil judgment filed in a court related to an accident.  SR-22 only required to be on file the date of license reinstatement.
• Default in Payment / Default in Payment – Unsatisfied Judgment – license suspension resulting from defaulting on a written agreement for reimbursement for damages/injuries resulting from an accident.  SR-22 only required to be on file the date of license reinstatement.
• Employment Drive Permits – SR-22 only required to be on file until the employment drive permit expires.  (If you were revoked for a point accumulation, the SR-22 would be required for an additional period of time as indicated above.)
• Medical Hardship Permit – SR-22 only required to be on file until the Medical Hardship Permit expires. Due to the point accumulation, the SR-22 would be required for an additional period of time as indicated above.
• Ignition Interlock Permit – SR-22 only required to be on file until the Ignition Interlock Permit expires IF your vehicle is reqistered in your name only.  If there was a Court Ordered Revocation, the SR-22 would be required for an additional period of time as indicated above.

If you have any further questions about what an SR-22 filing is or what you need to do to get one, talk to your insurance agent.