Accident SuspensionsExplanation
If you are involved in a reportable motor vehicle crash in Nebraska, you are not required to submit a Driver's Motor Vehicle Crash Report if the crash is investigated by law enforcement.
A reportable crash is one in which a person is injured or killed, or the apparent property damage meets the applicable reporting threshold:
- Crashes occurring before July 18, 2026: $1,500 or more to any one vehicle or other property.
- Crashes occurring on or after July 18, 2026: $2,000 or more to any one vehicle or other property.
If a reportable crash is not investigated by law enforcement, you must complete a Driver's Motor Vehicle Crash Report and submit it to the Nebraska Department of Transportation within 10 days after the date of the crash.
If the Department of Motor Vehicles determines that there is a reasonable possibility of a judgment being rendered against you, the operator, and you have not provided proof of financial responsibility for the accident, your operator’s license and/or operating privileges may be suspended.
Nebraska law provides that whenever an individual is suspended under the Safety Responsibility Act the operator’s license and/or operating privileges of the individual will remain in a suspended status until they provide the Department with Proof of Financial Responsibility for the accident.
Proof Of Financial Responsibility Requirements
To prevent suspension or reinstate your Nebraska operating privileges for an Accident suspension, you will need to submit one (or a combination of) the following items:
Release
If you have made restitution in full - submit a 
Release Form for Property Damage/Injury to include all damages and/or injuries incurred in the accident. If the release was entered into with the other parties insurance company or attorney, it will need to include their representative’s signature, the title of their position, and indicate the name of the individual(s) they represent. All signatures are required to be either notarized or witnessed by a non-interested party.
Other Release Forms That Are Available:
- Release Form for Parent/Guardian of a Minor – to be used when there is an injury to a minor child
- Release Form for No Claims Filed – to be used when the other party(s) are not requiring you to make restitution
- Release Form for One/Two Year Affidavit – to be used when it has been at least two (2) years since the date of accident and no judgments have been filed in court against you for the accident
Agreement (Payment Plan)
If you are making payment to the other party – submit a written Installment Agreement Form to include all damages and/or injuries incurred in the accident. The agreement must specify the dollar amount agreed upon, the number of payments to be made, the date payments began and the dollar amount of each payment. If the Agreement/Promissory Note was entered into with the other parties insurance company or attorney, it will need to include their representative’s signature, the title of their position, and indicate the name of the individual(s) they represent. All signatures are required to be either notarized or witnessed by a non-interested party.
Reinstatement Requirements
You must submit the following requirements to the Department of Motor Vehicles, 301 Centennial Mall South, P.O. Box 94877, Lincoln, NE 68509-4877 or fax to (402) 471-8288:
NOTE: Requirements cannot be submitted to your local Driver License Exam Station
- Provide Proof of Financial Responsibility as described above.
- File Proof of Financial Responsibility. This is normally provided in the form of a SR-22 Certificate of Insurance. The SR-22 cannot be faxed.
- Pay a $50.00 reinstatement fee. Payment must be in the form of a cashier’s check or money order made payable to the Department of Motor Vehicles or be paid online. When submitting payment, include identifying information (i.e. name, date of birth, license or social security number and current mailing address). Payment submitted by personal or business checks or not for the required amount will be returned.
Exceptions
If you submit either a letter of verification OR the proof of financial responsibility for the accident (i.e. release, agreement, etc.) indicates you made arrangements for restitution prior to the effective date of suspension, the SR-22 Certificate of Insurance and the $50.00 reinstatement fee will not be required.
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